The upside could be life-changing, if sized appropriately, the downside could be the equivalent to a bad day in the markets. Couple that with the fact that this hedge is both uncorrelated to nearly everything else, and at the same time it lacks the term risk of most hedges, bitcoin doesnt decay like options, or credit derivatives.
The second most common narrative is, digital assets as a form of currency or medium of exchange. Equally as important as the store of value narrative.
The cryptocurrency space, in general, are volatile, which often sends investors packing. Therefore, if the investor doesnt want to get burnt in the market, frustrating price swings, the investor, or holder sell-off at bull run, however, DeFi lending provides an opportunity for the investors who want to hold Crypto for a specified time.