With DeFi loans requiring no proof of identity and instantaneous disbursements, there are clear advantages for techy savvy users looking to obtain additional capital. But, with the setbacks listed above, its safe to say that DeFi lending is current trustless at a cost.
As a crypto asset holder, you dont need to sell off to avoid the bears. Rather, you lend it out with agreed interest rates defined in the smart contract. Within the stipulated time, you earn your money with interest.