I hope we see a few companies hashing it out in the space and trying to be competitive against each other. One or two companies working just because they have a good name sounds like a bad idea (ie mastercard and visa)...

I don't know if cbdcs really aew a good route to go down as some countries don't like people holding foreign currency and that could continue and may be extended to other countries (which could include bitcoin). Much likd the American ban in the past of owning gold.

And as long as we have something secure that isn't as expensive and unaccepted as Amex then this might be good for making international payments cheaper.