I am afraid there will always be two bitcoin economies: a regulated and dark one. Probably the in between will not be possible. It's either one will transact on the bitcoin protocol following its rules (coin control, coinjoin, LN etc.) or, on the other hand, he will stay in the KYC/AML/FATF bitcoin world. Surely we need some privacy adjustments for everyone. The average newbie is not able to protect himself and does not even know what this is all about.