Bitcoin is not the most popular digital currency as fiat can also be used digitally even way back then. Fiat online transaction is by far the most used payment transaction during the pandemic. There are now lots of fiat payment processors, aside from banks, that can process payments instantly.

There is no problem with bitcoin to be used in digital transactions as in a crypto-free country, bitcoin can be used even without government's approval.

But the problem is:

- Only few merchants accepting bitcoin
- Slow transaction compare to fiat transfer that only takes 1-2 secs

Amid pandemic, bitcoin is still treated mostly as an investment. It will take at least a decade or even more to see bitcoin being widely used as a currency.