Why are exchanges doing this after the user has engaged in business activities? This behavior is very "bait and switch" like, get the users' funds whom you do not know in the first place and then make an arbitrary accusation putting the onus of exoneration on the victim. Would it not be proper legal practice to request this information before any funds transfer takes place? Can you provide intelligent explanation why you would do this this way and not sound like a thief?
Unfortunately, it doesn't work that way. You are solely responsible for where you want to withdraw / transfer funds. You must understand the responsibility for your actions. For our part, we try to prevent and minimize possible risks of EXMO's involvement in illegal activities.
Check out the aml policy here:
https://info.exmo.com/en/aml-ctf-kyc-policy/If you are confident in the resource to which you are withdrawing funds, if you are confident in your actions, you can confirm the legality of the transfer and good intentions, then you will not have any problems with blocking the withdrawal.
Otherwise, we simply stop cooperating with users caught in illegal activities.