I'm sure you are aware that 2FA usage on poloniex is so unfriendly.

Just simple things like lack of focus in 2FA window, requires me to click into it when it appears.

Sessions die so quickly forcing another 2FA code.

No way to set an option that 2FA is remembered for IP being used (so 2FA would be required once per day per IP for login purposes and not everytime).


And finally "borrowing" 12% from people:
- was done in sucking way, existing buy orders were canceled instead of being reduced. No information about this on exchange itself, no mailing.
- if you "borrow" 12% from people then you should return more. "borrowing" costs. 20%/year or even a more since it was forced?