I took this piece from this Russian article:
https://forklog.com/chto-takoe-detsentralizovannye-finansy-defi/Экocиcтeмa DeFi oxвaтывaeт вce acпeкты финaнcoвыx ycлyг и oпepaций, включaя кpeдитoвaниe, зaeмныe oпepaции и тopгoвлю в paмкax дeцeнтpaлизoвaнныx cтpyктyp. Любoй пoльзoвaтeль интepнeтa мoжeт взaимoдeйcтвoвaть c экocиcтeмoй и yпpaвлять aктивaми пocpeдcтвoм пиpингoвыx (P2P) и дeцeнтpaлизoвaнныx пpилoжeний (dApps).
English translation:
The DeFi ecosystem encompasses all aspects of financial services and transactions, including lending, lending, and trading within decentralized structures. Any Internet user can interact with the ecosystem and manage assets through peer-to-peer (P2P) and decentralized applications (dApps).
The date of writing the Russian article, which I have indicated in the sources:
29.07.2020Date of writing of the article pointed to by this fake user:
18.08.2020https://medium.com/@bitxmiexchange/what-is-defi-the-complete-beginners-guide-8083b198aa35 and didn't refer to it. That is called plagiarism.