I don't think I'm wasting my time. I am communicating. I am reading what is written. You share your experiences and thoughts because you are experienced. this is something very important to me. so thank you.
Of course, you are not wasting your time (since you want free money) but for sure you waste ours. All the previous members were more than clear that you need collateral in order to get a loan, as you will need it in real life. Instead though of listen to them you continue to post and try to persuade us with nothing more than empty words and fake promises. Not to mention that you spam almost every lender's thread here like you didn't hear what others told you already.
So here is another very useful advice. Lock your thread and look elsewhere to find money without any guarantee.
P.S: Sadly for you,
I gave already my "stockpile" of BTC (lol) for scammers/ beggars/ liars, etc

And if you find a place that gives money without any guarantee, let us know so we can all go there and ask like you.
I'm sorry, but you're texting with a lady and you see me as a cheater, a beggar and insult me. would you please be respectful. I wrote, I wrote for information. I received my reply and thanked it.
Sorry, I am calm your time. Since it is an open site for everyone, I write and read one by one for information exchange. I'm trying to learn. and every new member, not every person who cannot provide collateral, is not a scam. I do not like to disrespect people's emotions and efforts. Please do not be prejudiced to everyone.