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My only request from you is not to be biased.
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I am not biass at all. I consider all newbies asking for free money to be scammers. You are no special case.
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It's not so much about the rules. There is no rule against making loan requests
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Although, you are mostly right in your discussions (like 99%) here you are wrong and there is a rule of asking non collateral loans without having masive thrust:
https://bitcointalk.org/index.php?topic=577765.0...
The rule of "No Collateral, No Loan" means that in order to get a loan you must give collateral that is equal, or preferably higher to the amount you are being loaned.
If you completely ignore this sticky and make a loan request with no collateral, without having massive trust on the forum, the chances of you getting negative trusted feedback and therefore having a Trade with Extreme Caution tag is almost 100%.
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Off course this can be ignored by the lender (but certainly will not) but not by the borrower - which is the case for the 99% of newbies asking for loans.