Instead of asking for a loan, a better path to prosperity for you is to find a profession you are able to do at home like shipping goods or making artwork, and selling it in the Goods section of the Marketplace. It's small money but eventually you'll make enough money to have as much as if you were to take a loan. And there's no need to pay anyone back, because you earned that money.

Making goods for free and them selling them on Bitcointalk with escrow is easier than taking a loan (and worrying about repaying it).