I dont think ripple can reach 2$, its centralized token and not have smart contract and not have big community in this coin, its really difficult to reach one dollar this year.
I agree with you. Overall, Ripple is no longer as attractive to investors as it was in 2018 and the coin is in a downturn so it will surely fall apart one day.
I don't encourage investors to hold XRP as it will certainly only disappoint you more as the coin is generally being forgotten. Instead of choosing to buy XRP, you should choose newer options as there are many new projects waiting for you during this time.