Transferring money from one bank account to another might not be that safe.

Say, you traded with someone and they transferred the money into your bank account by hacking into someone else's account. That person who's money got stolen complains and they freeze the account the money got transferred to.

AND they might freeze the account/s which are linked to same Aadhar/Pan.

But the idea behind the thread was not how to prevent your money from getting stuck in a frozen account but to find out ways to avoid receiving stolen money into your account and there by preventing the freeze altogether.

So that we can make P2P more safe.