Since the corona pandemic I have been using mostly my credit card for payments. In 80% of the stores I paid with cards, but there are still some small stores like the bakery where it's common to pay with cash. Also there are still some people in my country who have no bank account or credit card. I think we will see a shift towards a cashless society more and more in the next year, but to completely stop using cash we are not ready yet. It's going to take some more time.