Are you sure that society want this transformation? For some people cash is just enough
I'm not sure the whole society wants change especially for those who live in the village. But what is called the demands of the digitalization era, whether you want it or not, the change will definitely happen. For example, in fact, a marketing strategy, like it or not, a company must use a digital-based marketing strategy, even though there are still many SME whose human resources do not have the ability in their fields. Cashless too, this transformation will happen sooner or later.