hey "bitcoinguy", why would you bother using bitcoin then if you don't even want to own bitcoin?
bitcoin is not just a milking cow that gives you fiat profit. it is designed to give you financial sovereignty which can only happen when you own bitcoin (meaning you control your bitcoins not some third party on your behalf while you only have an account).

you see there is nothing "cool" about some centralized service trying to become a "bitcoin bank". we already had fiat banks and we already experienced their corruption and how they are ruining the economy. we chose bitcoin to get rid of them not to re-introduce them again into bitcoin!