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Thanks for your feedback. Btw, we have launched our own wallet - https://wallet.z-pay.io/wallet
It is a really working solution with instant currency exchange and no fee within the system.
Also, we offer micropayments and using of our developed API.
Just try and share your experience with us
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Thanks for your response. I've heard about Z-Pay before. I used your cheques system and it would be interesting for me to try a wallet. Btw, do you have referral programm ?