Il be 189 years old before I make anything worthwile then

Holding BC in wallet is not for getting rich. Its for enabling transactions between BC-users without needing a f--ing nuclear power plant for that. Thats the revolutionary idea behind this coin !
Finally someone talking sense. And for those who are disappointed by the modest 1% APR - if it were much higher you'd introduce unhealthy currency inflation/price dilution, and you'd incentivise hoarding.