I can't say it will become the trend in the future, but what I can say is the lending platform will stay especially if you will look the total value locked volume, it's still huge and high, I don't see any sign that it is falling. But on the other hand, DeFi these days are more playing on yield farming which is different from the lending platform, that's why it will stay as-is.
Having a loan on cryptocurrency without selling your own cryptocurrency is awesome, it is acting as collateral and you can do a lot with cryptocurrency that you loan.