Well tokens are not really decentralized so there is no point of trusting their maximum supply will be same forever/I don't think these defi hype will exists for months so we need to make thing more faster as much we can and make something out of it.Privacy coins are good for long term but its better to diversify the capital into privacy coins, top market cap coins and potential growing coins.
S, you think that privacy coins are here to stay but DeFi will disappear after some time? I don't think so. Sure, DeFi is hyped right now, but that doesn't mean that it will disappear after few months or years. I think DeFi is definitely here to stay. But the problem is that probably 90% of projects that are live now will die out. Just like with any hyped things, there is a lot of DeFi projects. Some are pretty good and will probably survive in the long run, but majority will die out simply because they are copies of other projects.
For example, Synthetix is a DeFi project that is being developed for two years and back then no one didn't even know about decentralized finance. It's easy to start a new project that will do nothing else than copy another project. But it's hard to start a project with fresh, revolutionizing idea that Synthetix did back then when they were starting in Q2 2018.
Decentralized finance doesn't really have any benefits to the traditional lending system but it has more cons to add which definitely make the defi projects useless in the long run.For example giving complete control of your funds to someone will result into complete loss if the value of the coin dumped and also attacks from hackers can be the real challenge.