almost all posts in this thread give a negative assessment of RIPPLE, the fact that Centralized systems like Ripple are bad, they can throw away at any time and turn the owner into a billionaire and all of you fall victim to this scam
That's the point, centralized coins have the goal to make rich a certain number of people, while decentralizes coins give the same chances for all.
The thing that i don't like about XRP is the amount of them. We don't really know how many ripples are there, but we know the owners are holding some enormous amounts with the idea of sending them to markets at some point. And that's a nasty market manipulation from my point of view.