XRP team are selling their holding as far as I remember and theres also a news about this before so I doubt for the team of XRP because of this. If youre going to base on XRP platform, you will believe that it will be good to hold for this coin because of working well with the banks. The future price of XRP is still good, just invest on what you can afford to lose and set your selling price so you wont get stuck on this.
Also heard about this and Im wondering why they are slowly selling their holdings, well they are already a reputable person considering that they make deals with a lot of banks, but this cant guarantee a good price in the future. This is still a centralized coin, anything can happen and the team still have the control over this so dont hold too much if you dont want to get stress in the future.
does not guarantee that they cooperate with the BANK, the price of ripple will go up, it is only a cooperation while the price of ripple is determined by demand