Consider bitcoin as a asset for you. Like Gold.

Here is an experience I am sharing. Other day my wife went to the Jewellery shop to sell some of the Gold she has. The Goldsmith gave her a price which is over 15% less than the current market price plus whatever the weight it had they took off 20% from it which means the total weight lost 20%. If we do the math then all together she lost over 35% value of the gold she had.

With bitcoin you are not going to lose that much.

Absolutely sir, i agree with your point

I will suggest to study about bitcoin. Comparing with those centralized payment processor is not the thing with bitcoin.

Study about-
Decentralization
Peer to peer
Nodes
Be your own bank
Limited supply of wealth
Anonymity
and not the least Blockchain evidence