As a centralize coin, is it really safe for people when xrp team could do anything at anytime if they want? As a top ranked coin, i agreed that its safe for long but will it really profitable? As we can see, team trying to develop it, doing partnership with largest companies but xrp consistently losing its values even 90% lower than ath. So trading with it maybe okey but i can't even think about hodl it for long term