Right, I mean I synced the entire ledger today before opening my wallet.  So everything should be synced up?

I looked at the debug.log file, I saw this:

2020-10-02T05:41:42Z [Bitcoin_wallet_7-4-2017.dat] Rescan completed in         4257163ms

For some reason it had to do some kind of rescan when I opened the wallet.

More in the logs:

2020-10-02T04:30:44Z Using BerkeleyDB version Berkeley DB 4.8.30: (April  9, 2010)
2020-10-02T04:30:44Z Using wallet /datapool/ledger/wallets/Bitcoin_wallet_7-4-2017.dat
2020-10-02T04:30:44Z init message: Loading wallet...
2020-10-02T04:30:44Z [Bitcoin_wallet_7-4-2017.dat] Wallet File Version = 130000
2020-10-02T04:30:44Z [Bitcoin_wallet_7-4-2017.dat] Keys: 0 plaintext, 203 encrypted, 203 w/ metadata, 203 total. Unknown wallet records: 0
2020-10-02T04:30:44Z [Bitcoin_wallet_7-4-2017.dat] Wallet completed loading in              51ms