It's one misconception that others think of. Because if it's for the banks, we can see them adopting it or those partnerships are actually using it.
I believe this is just the alibi that XRP developer wanting to do in order to attract investors but in reality, it's not.`Banks never put their reputation into at risk knowing that XRP can do less for them, people are confident with fiat and if they are choosing crypto they might be preferred to Bitcoin than altcoins.
XRP is a decentralized coin, banks can't make a profit with them. However, the support from the developers built strong, and can't imagine how they manage to maintain their ranks in the market. It can be safe in the future but not a thing we likely to think about the profit.