Post
Topic
Board Altcoin Discussion
Topic OP
Review of Several New DeFi Services
by
Ratimov
on 05/10/2020, 16:54:15 UTC
On this topic I decided to share with you relatively new services in the DeFi world that have been released in the last few months. The topic is strictly introductory in nature and is not a call for investment, nor is it advertising content.

I also want to remind about the resource, which shows all new DeFi projects in the form of tokens, links to Uniswap and Etherscan, as well as the amount of liquidity - New DeFI Projects




Finxflo - The world's first hybrid liquidity aggregator combining DeFi and CeFi.


Slide show: Worlds First Hybrid Liquidity Aggregator.

Finxflo is the world's first global DeFi protocol and crypto exchange aggregator. Traders get the best rates and access to DeFi services with additional protection and security of assets of a fully licensed financial institution. The Finxflo platform gives traders access to more than 25 of the world's best crypto exchanges and DeFi protocols.

Links:

- Telegram
- Token Sale
- Blog
- Etherscan
- Uniswap


- Finxflo allows users to access the "protocol aggregation engine", which consolidates the best rates and prices from participating protocols.
- It also facilitates access to global crypto markets through a single user-friendly interface without operational problems. For withdrawal of funds there are no fees.
- Zero Fee for Withdrawals
- Regulated by the Monetary Authority of Singapore (MAS).




FinNexus - Decentralized options with universal aggregate liquidity


Decentralized options using FinNexus create a set of open financial protocol clusters that will manage hybrid markets that trade both decentralized and traditional financial products. The main product to be released is a fully decentralized model of bitcoin options (and other cryptocurrencies) that will exist on Ethereum and other blockchains. This model is called Multi-Asset Single-Pool (MASP). It is a universal options protocol that allows you to create and sell options from any type of underlying asset based on collateral located in a single liquidity pool.


Links:

- Twitter
- Discord
- Blog
- Etherscan
- Uniswap
- Docs
- GitHub
- Medium
- Whitepaper






EtherDROPS - Telegram Bot for monitoring changes in the liquidity pool and tracking DeFi tokens prices.


With this bot you can receive instant notifications about changes in the liquidity pool of any DeFi (Ethereum-based only).
In addition, you can monitor the price of DeFi tokens.


source: alpha.defiprime.com

As a good addition, you can track any Ethereum wallet, whether it belongs to you or a whale.




Sparta - Undercollateralised lending & yield-generating pool


Sparta is a program "public bank/fund" that helps to obtain high interest rates by combining DeFi yield optimization and interest rate sharing by providing unsecured loans.

Links:

- Twitter
- Roadmap
- Medium ANN
- F.A.Q.

What can a user in Sparta:

- Contribute to the pool and holding the internal pTokens. Their price is determined by the bond curve and varies depending on the liquidity volume in the pool. It is intended for secondary liquidity management.
- Withdraw insufficiently secured loans from the pool (providing only 50% of collateral).
- Provide funds to pool members by betting in favor of their loan applications and earn higher APRs.
- All early participation in Sparta will be counted in the upcoming liquidity maining program.

Sparta aims to transform the new developments in DeFi into the original concept of a proven solvent savings and pension fund, independent of the banking system and resistant to inflation and a wide range of attack vectors.




EPNS - Ethereum Push Notification Service


What is Ethereum push notifications service?

Ethereum Push Notification Service (EPNS) is a decentralized DeFi notification protocol that allows users (purse addresses) to receive notifications and earn money from them. Using this protocol, any application, service or smart contract can send notifications to users (wallets addresses) regardless of platform (cell phone, tablet, Internet, favorite wallets, etc.). The DeFi protocol aspect also ensures that the user receives and earns from these notifications.

Why do need notifications?

Services do not expect users to come to them, instead they notify users. This is the missing part of the blockchains ecosystem. Apple changed the world with notifications in 2009, EPNS aims to make it decentralized in 2020.

Links:

- Medium
- Twitter




Primitive - Options for ERC-20 tokens


Primitive is an option protocol that uses an automatic market maker. Primitive allows anyone to create options for ERC-20 tokens. Users can then trade options through a network of liquidity pools protocol.

Links:

- Twitter
- Discord
- Docs




Liquity - Protocol of interest-free loans on Ethereum


Liquity is a decentralized protocol that allows ETH holders to obtain unprecedented collateralized liquidity without having to pay interest. After locking ETH as collateral in a smart contract, the user can get liquidity by embossing LQTY. Individual liquidity positions, called "troves", are forever without a fixed repayment schedule. Each trove must be collateralized by at least 110%, which is significantly lower than the collateral requirements on existing DeFi platforms. Borrowers with high collateral and depositors from the Stability Pool ensure system stability and are rewarded for their role by generating excess profits against the collateral of liquidated troves.

Links:

- Whitepaper
- Medium
- GitHub

Redemption mechanism

Quote
Similarly to fiat-backed stablecoins, LQTY is redeemable at face value against the underlying collateral. Whenever 1 LQTY trades below $1, holders and arbitrageurs are incentivized to redeem 1 LQTY for $1 worth of ETH. This helps to stabilize the price of LQTY through direct arbitrage rather than by relying on indirect monetary interventions like variable interest rates set by governance. When redeemed, the system uses the LQTY to repay the riskiest trove(s) with the lowest collateral ratios and transfers the respective amount of ETH to the redeemer.




Raise - Decentralized P2P Ethereum-based lending


Raise is a decentralized P2P lending platform built on Ethereum to invest in stable business loans with higher market returns - no minimum investment, no fees and with full transparency.

Generate passive income that will give you about 10% per year by investing in our loan offers, uniting investors through smart contracts to provide a safe and transparent experience. The ability to invest in business loans from anywhere in the world.

Enjoy higher market returns: current APR is over 9%. You can start investing with 1 DAI. Raise does not hold your funds, you can feel safe with smart contracts. Change coins with one click or buy a crypto with a credit card - no need to visit the exchange.




Lien Finance - Crypto-backed stablecoin and ETH options protocol


The Lien protocol allows the use of ETH derivatives SBT and LBT, as well as crypto-backed iDOL stablecoins.

The innovative features of this protocol include providing a secure derivatives market without the need for liquidation and the provision of a fully decentralized stablecoin that can function without excessive collateral and cumbersome governance mechanisms.


source: alpha.defiprime.com

Lien FairSwap, a decentralized exchange platform (DEX) that provides the ability to trade crypto assets based on the Permanent Product Market Maker model. The platform also includes the idea of frequent serial auctions.

Links:

- Whitepaper
- Twitter
- GitHub
- Medium




Opuim Exchange - Decentralized derivatives: from gas price options to ZEPO by BAL and COMP tokens


Opium Exchange is a non-custodian platform for decentralized derivatives, where anyone can trade, hedge or invest without intermediaries. The Exchange is a redundant point in relation to the Opium Protocol, which handles open orders, creation, settlement, secondary market and execution of derivative financial instruments. All derivatives are guaranteed by the initial margin, which is fixed in the form of stablecoins in the Ethereum Blockchain.


source: alpha.defiprime.com

Opium protocol is a universal protocol that allows you to create, maintain and trade any derivative financial instruments. It allows to use any Oracle solution for the underlying asset: on-chain or off-chain oracle with manual input. In the Opium protocol, each derivative is represented by a token that can be traded flawlessly and decentralized.

Links:

- Twitter
- Docs




To be continued...




Sources:

- https://trendydefi.com/#/
- https://www.slideshare.net
- https://lien.finance/
- https://akropolis.io/
- https://raise.it
- https://www.finxflo.com/
- https://alpha.defiprime.com
- https://t.me/EtherDROPS_bot
- https://opium.network
- https://whitepaper.epns.io/
- https://www.liquity.org/
- https://finnexus.io/
- https://primitive.finance/