Thank You for Your interest In our Project: holydarkness
In regards to lenders, borrowers, and default, yes, lenders can take a lawsuit which would initiate law enforcement to seize the collaterals (if priorly agreed, otherwise, not). But these collateral will need time to be liquidated, not to mention bills occured to file the lawsuit. Bottomline: a risk. And above all, filing lawsuit and seizing collateral is definitely an effort. Thus, your claim that "owner of wealth" gets return without any effort is a true misconception. Either they poses a risk of loss by default, or taking a huge effort of lawsuit to cover the amount lent on collateral.
This is why we made IDF to discourage the interest based investments which includes lending, borrowing, staking and farming and it is clearly mentioned in the very first paragraph of About section above.
About Staking this exactly what we told you in our last reply to you that staking means that you are holding your coins in a third party wallet or you are running a node in case of IDF you can hold it in hardware wallet and still be able to receive distribution amount.
1. Price goes lower than ICO. This is a cutloss for them, they have to sell at a lower price, they suffered loss. How is this a peace of mind?
Can you please explain ho is that possible?
2. Price goes higher than ICO. With what exactly do you plan to perform buyback if you spent more amount of money to buy them than the total amount you earned?
Please read the Tokenomics Again. only 24000 IDF will be minted weekly. and company will buyback 200 ETH worth of IDF on every month. lets suppose if price of 1 IDF reached to 100 ETH and you have only 100 USD worth of IDF will you sell it to US or keep it in your wallet so you can receive 2 IDF on weekly?
in the end we would like to know how much and from where you studied so we will appoint a right person to answer your queries.
Regards