It's already changing the landscape of finance. However, it is too early to say what will be the impact as right now we don't have any data to back up our claims, everything is still pure speculation at this point. Banking sector are trying it out, crypto projects are working with banking system to see how it will fit on them. I would say that in the next 5-10 years, maybe we can see a clearer picture as how it really affected the financial sector.