I like the goal and concept of the project, but it is too early to do any conclusions because it should be platform, but it can't be implemented without website. So in any case we should wait and see workable platform first. But as i said before idea is interesting and can help to many people who like to invest, i think there are many such people on this forum 
To create a platform, funds are needed, which we intend to start attracting using a smart contract that allows users to earn money by inviting new investors. This is not an ordinary ICO, and the project itself is at the very start. I understand people who tell me about the need to declare the team, WP and site. I understand their requirements. And I agree with them. I work for an agency that offers its services to cryptocurrency projects. Therefore, I know from my own experience how weak startups can be and how many grandiose plans they make at this moment. But I will not be able to develop and provide a working platform at this stage, even without registering a company. This requires a team and developers, whose work must be paid. This is why we attract investments.