You need face masks almost anywhere these days. Without them you are kit allowed to enter stores, offices or restaurants. So we all need them, there is no way around it. Which doesn't mean we need to buy them. Face masks can easily made at home out of old clothes. One good thing from making masks yourself is that you can wash them at home and reuse them. The cheap hospital masks can't usually be washed and have to been thrown away eventually. A home made mask from cotton can be washed by 60C+ to kill the virus.
Cloth or fabric mask is still a good thing to have when you go outside because it still helps in keeping you and others safe from each other in case one of you is infected without knowing it or what we called asymptomatic but if you still want a decent protection surgical mask is the best options specially if you still go to work and interact with some people, that thing will prevent you from the virus and if you have some cash you can also buy a faceshield which will really help you avoiding the virus and you can just wear a simple fabric mask if you are wearing a face shield because you have 2 layers of protection already.