you just replace the word money as financial but both have simillar definition  and even without this comparison i was already thinking before that btc can do what defi can do . thats why i d say that theres no need for defi or further systems , i hard to say this but they are like adding a stress , adds a confusion , adds an expense and so many add ons  to the people  . why not improve the previous systems that we have now  . when they are improve they will become better and people will be satisfied of using them .