It will be a difficult time for the whole market. President elections in the USA and COVID-19 will make some troubles to the traders.
If feel fear, cash out to fiat, then wait for falls and buy dips then hold. At least with this safe investment style, investors won't lose their fiat. I meant don't lose fiat on paper number and this statement is not counted inflation rate of fiat.
If gold price falls, buy more gold with same fiat fund. The same for bitcoin. If price is stable or increase, still have same fiat fund.
As soon as elections are over and after that taxes come around so my opinion is that for new year we will see a bit of a uptrend. Its good time to buy even if you watch bitcoin charts. I have high hopes for end of this and next year in general.