Wow! I'm surprised on how far this topic went. After reading every single comment, and appreciate everyone who took time to write something, I decided to just keep buying slowly every month and not taking that loan. I's been said I would do what I thought best, but I confess I was more inclined to take that loan. After reading all the comments I realized that was a bad idea, so I'll just keep buying sats. No hurry.
Thanks guys.
well, this is the best. I also actually believe that the future of bitcoin will be bright and the price will continue to increase, but if you have to buy it from a loan, it's a little scary. however, you never know your financial condition for the next 3 years. So that's right, use the safe funds from your pocket to buy bitcoins.