CAN COLLECT - does not means must collect
So "Can" is your basis of your No KYC? Alright then. Care to explain this next
https://coingi.com/terms seems your terms and conditions are plagiarized from different websites. Also Itried to copy the first 1000 words on your terms and condition and paste in some normal plagiarism checker it seems it's composed of different ToS from different websites.
anyone please try it here:
https://plagiarismdetector.net/ (not quite sure if they copied or they were copied but pretty sure they copy it)
Term & Conditions are some kind of standard now.
Many of the terms are similar or same on many services.
Using same legal firm or same jurisdiction that is possible - no need to develop a wheel one more time.