One thing for certain is that Bitcoin will have a NEXT PEAK, and after that NewATH is reached, a deep correction of -80%-90% in price will occur as a gift from Bitcoin to us to accumulate more [based on previous Data's Bitcoin has given us as clues on price correction]
Honestly, while I'm expecting the exact same thing, Bitcoin has surprised us so many times I personally wouldn't put all my trust in it like that. It could very well surprise us and move completely different this time compared to the last few 4-year cycles.
The ones like me who found out about Bitcoin after the most precious gift given from Bitcoin before the current Bull Market's Peak, was back in March 12-13, when Bitcoin was sitting at a price area of 3.8K-4K [which is quite some money for third-world countries but not so much for other developed countries]
Now it seems like Bitcoin will never again fall below 10K area, and that's why the term 'I'm too Late' pops-up.
You're not late for the price either imo. Bitcoin has appeared only a decade ago. It's like Gold had been discovered a decade ago. You're very early, may I say. The adoption % and market immaturity speaks strong words.

How much I wish I was blessed to found out about Bitcoin at least on the 2017 ATH so I could've followed it's price movements and buy at bear market's phase.
Just think about it: I've spent my Bitcoins when 1 BTC was less than $180, thinking it'll go down to zero. Each of us learns from their mistakes and we don't always have that much luck.
Most of the OG Bitcoiners have sold when Bitcoin wasn't even $100. Think of mining a coin that's worth nothing and then, suddenly, the price bumps from nothing to $10. Nobody ever thought at the time that $10k is realistic. $1M sounds more than insane today, but if history repeats, it's not. And if that happens, most people'd probably cash out earlier leaving only few hodlers for the big prize.

Now it's too late for anyone helping someone out when Bitcoin has become a game of greed.
Life is a game of greed. You just have to accept that others sometimes have more advantage and luck than you do, and move on with your plans. You never know when new opportunities and luck hits you as well.