I totally agree with you with most, but this part is quiiite debatable. It's probably safe to assume(at least from where I'm from), that the "lazy" demographic I was referring to doesn't even know much about inflation/deflation; what more monetary policy in general? No monetary shift into a deflationary-ish society is going to change most of those people imo.
True. But the thing is that even if
all people have an incentive to produce something or offer services in exchange for scarce money, that doesn't mean they
all will take steps towards their own prosperity. That is a part of the reason why inequality cannot be completely "cured". But it can be significantly decreased because some people, even lazy ones, will definitely take this opportunity.