We should not overlook the banks from the accounts prematurely. The market for decentralized Finance only looks so simple, clear and accessible. Let's dig deeper and see what's wrong with DeFi.
The main problem is the security of providing loans. As mentioned above, hundreds of new DeFi tokens appear on the market every day, which disappear just as quickly. Here, for example, is the Yam token, which lasted less than a day, and investors have already managed to buy a dummy coin. If you look at the root of the problem, more than half of the DeFi tokens will leave the market before the end of the year. And in the next five years, there will be less than a dozen truly worthwhile coins. By investing in DeFi tokens today, you run the risk of running into dummy coins and losing your savings.