Don't worry about Ripple because the future of this coin is good it will rise the value for sure. Yes many people are using the XRP because of the fast confirmation and the fees is very affordable so many people choose this. I believe more project will use Ripple for the payment method. Im holding more Riplle now because I believe I get more money on this coin.
Obviously XRP is more affordable platform in crypto industry, So your taught is best to invest in current situation. Ripple is a Banking support platform so most of the countries are ready to join with XRP and number of investors continuously invest in Ripple platform. But only negative of ripple is a Centralized platform and purely opponent of Bitcoin so some Decentralized investors concentrate the some other projects and Ripple is always maintain the good ratio of investors.