Some of you are supporting the flag, and that is fine if you want, but what if Maotezi still returns the loan?
Would you be so quick to remove your feedback and oppose the flag?
Or maybe you just want to burn the 'witch'

The flag acts as a warning in case he comes back requesting for another loan. It's not like the support for the flag or the negative feedbacks left are permanent, they can be retrieved or reversed anytime after the issue has been resolved so, it's not equivalent to burning the "witch"

I do not "believe[...] that everyone is honourable". Most people? Yes. Everyone? Definitely not.
But I do believe that everyone should be treated as being honourable until
proven otherwise. As I have also explained in the local board, I have (literally) decades of trade & gambling experience. I have my own reasons for doing what I'm doing. I have said we were still negotiating and I have assured that I would be monitoring his posts to be sure he doesn't ask for another loan in the mean time. All I asked for was a bit of patience (that - again - I believe everyone deserves until proven otherwise).
Thanks for that! Really a nice gesture towards this (very senior) member of this community! Really heartwarming...

How we all react to certain things is quite different and I have no right to question your decision. I don't know how long you are willing to wait but I do hope the other party honors your gesture.