Maybe people won't need a bank in the future as they switch to DeFi services. and this has begun to be proven by the presence of many Chinese citizens when dealing with banks, they are dealing with Alipay and WeChat, at least doing this kind of financial behavior without going to the bank. This is proof that the application of DeFi is needed and can develop in the future
The good side of this system will enhance the true intension of crypto, no need to let your money being hold by any banks but it can now be access thru online, if this will be developed correctly and no hassle or no problem that take place, it will be supported by more people, it's just the knowledge for those who not aware yet that's needed to enhance letting this new system to be embrace.