I'm buying ~500$ in Bitcoin every month with part of my salary. I have a stable job and my company is doing good. I'm wondering if it worth to take 20.000$ to buy 2 BTC now and pay the 500$ as loan installment instead of buying sats every month. I believe in the potential of Bitcoin to reach 50k in a couple years, but it wouldn't be possible to buy near half of BTC at the 500$ rate, so this would be something like an "advance". Hypothetically (but still possible in some probability), if BTC collapses and never recover from 8k, I would still be paying this loan for about 3 years but wouldn't starve or something like that, it would just sux for a while, since I still have another source of income. I know it's not the place to ask I will do whatever I think it's best, but if you were in my position, would you do it?
It could be suggested if it was 2017 or 2019. Because at those years the price of it was at a lower level and it was profitable to invest in BTC. But nowadays, how can you make a decision like this when the market is not predictable at all and there always have a high risk to get lost. Maybe you can do one thing, save your money and till you get another better chance.
2017 or 2019 has passed and now we know the situation in that year, but next year we don't know so don't be pessimistic, maybe next year we talk about the same thing in 2019 and 2020 we can do that. , but if I believe I am sure to borrow, just borrow as long as you are ready to take the risk, but if you are not ready to take the risk, don't borrow, and one more thing you have to do understand the crypto market and that must be understood.
Yes i agree with you that someone should understand crypto if he/she wants to invest from the situation that he mentioned. Also must have a mentality to take risk and ready for everything. But still he should wait and monitor the market before he goes with such decision.