Economic and financial systems exist in perpetual conflict between two emotional states "boring" and "excitement". A stable, reliable and fair economy is deemed painfully boring by bankers, investors and experts. While an unstable, unreliable and unequal economy is considered far more exciting. As we are seeing in 2020, the latter preference is a gateway drug to hyperinflation, recession and depression.

Technology by itself does little or nothing to mitigate these trends. In some instances it exacerbates them, making them far worse.

The emphasis on a path of least resistance, and dubious short term gains, created an environment where emerging technologies like bitcoin, which emphasize long term value, could flourish.

Under consensus "boring" vs "excitement" economic models, building long term value, reliability and stability having become extremely neglected areas of finance and the economy.