Assuming that they can receive and send their money quickly and conveniently with ecash, I speculate that they will never care about the difference between centralized and decentralized.
Would this not hurt bitcoin as a currency? Would this not only encourage bitcoin to be used as a speculative investment? How about mainstream adoption?
Most people in my country that I know don't care about the difference between centralized and decentralized as long as their payment mode is quick and reliable.
Bitcoin has a lot of difference in e-cash, and I think this wouldn't hurt bitcoin. People still adopt it because they will see many opportunities to earn, not like e-cash that only use for transactions only.
For now we are all agree that everybody in mainstream world has no awarness about the urgency of decentralized finance.
But as time goes by i think there is a hugr chance people will do aware about that, the needs of decentralized finance will reach the climax at some point and that is the moment they realized that the centralized finance must be leave away.
I dont know when it is. But the time will surely come.