I hate to be the one to say it. You're all cryptocurrency critics yet are arguing for the opposite of the core benefits of cryptocurrency as well as the main problem which the purpose of crypto in Satoshis mission was to remove.

I'll quote from the Bitcoin whitepaper by Satoshi Nakamoto:

"What is needed is an electronic payment system based on cryptographic proof instead of trust,
allowing any two willing parties to transact directly with each other without the need for a trusted
third party.

If you'll are trying to trust the team on a project created to remove the need for trust. Well folks, please get some logical understanding before teaching those trying to learn the opposite of what the mission of Bitcoin and Cryptocurrency is in regard to trust.