Crypto Scam? ICO Scam? IEO Scam and Now DeFi Scam?

Many years before the Cryptocurrency was a scam for some people, later people said that ICOs are scam, when ICOs had gone and IEO had begun then they were blaming that IEOs are scam later now they are calming that DeFi is scam

Who are they??

They need to be called LOOFER= LOOSER who just want to spread FUD for their own benefit