what are the coins or tokens that you hold at the moment and explain why you choose that
hope this can help others in choosing what cryptocurrency is good for hold and has a bright future ☺️ .
personally I invest in XLM and XRP , is both coin are good as a long-term investment ?
I am a bit skeptical about XLM and XRP cryptocurrencies.
At the same time, investors who bought these coins in 2016-2017 made excellent returns. I believe XLM and XRP are not decentralized enough cryptocurrencies.
I believe the ideal investment in 2020 is Bitcoin. A conservative investor can also pay attention to top altcoins (Ethereum, Monero, Litecoin, Tezos).
The ideal cryptocurrency is a decentralized coin. It is important for a cryptocurrency to have a developed ecosystem, professional developers, and a large community.