But how though. Decentralized stablecoin also carry its advantage and disadvantage, my main concern is how that stablecoin could reserve money? is it by letting some people staking usdt and let them earn from fee or what? the reason behind why so many stablecoin is centralized is because they could provide money to reserve for their stablecoin and i can't see that kind of thing is an easy feat for decentralized stablecoin.
I agree with this opinion, stablecoins are basically backed up by US Dollars or certain country currencies and this requires a large amount of funds when people are going to exchange fiat to stablecoins to transact on exchangers. USDT or other stablecoins are centralized because there is a large reserve that guarantees the availability of funds when people withdraw to bank accounts