Central banks are usually owned by the country they operate in. If the would start selling shares to the public and try to become a public company, that would be nice. Personally I would definitely invest in a central bank. Their funding comes from the government and their loans to commercial banks are usually backed by the government as well. It's a pretty solid business model with a lot of government guarantees. A great way to make money for the owners.
You are absolutely right.
In my project, the central bank belongs to all co-owners who have opened their deposits in the bank and there is no one personally. Nobody can manage the bank. All co-owners manage only assets in their accounts, but an increase in any bank deposit affects the growth of assets of all deposit holders.
An excerpt from the project. http://prosh.ru/smartcontract.htmlThe goal of the project is to create conditions under which investments in cryptocurrency will be profitable, safe and protected from financial losses.
2. In the proposed project there is a solution to preserve and lend cryptocurrencies against the security of an ETH deposit, without fear of market volatility.
3. To implement the idea, a smart contract is used as a decentralized self-balanced self-regulated crypto BANK (depository), which does not have a single management and control center for the emission of generated tokens, the working name ETH-WORLD serves to accumulate the preservation and transformation of ETH into a reliable financial asset. The project ensures complete safety and protection from inflation and volatility of the crypto market for funds of ETH holders connected to a cryptobank (smart contract).
4. The project provides an advantageous opportunity for ETH holders to become co-owners of a cryptocurrency bank and receive income for placing a deposit, in addition, they can receive additional income for connecting those who wish to the cryptobank to a smart contract.
5. Co-owners of a cryptocurrency bank are all ETH holders who have connected the addresses of their wallets for the deposit and safety of their investments to the smart contract and who have become the issuers of ETH-WORLD tokens.