The you think defi a a threat to the future of centralized finance? What's your opinion?
DEFI is not a threat to centralized finance because it can't replace centralized finance entirely, both will coexist. Anyone thinking DEFI will make centralized finance to go extinct is actually dreaming, since DEFI mainstream acceptability won't be easy to be accomplished. So many cons are behind this, like hacking of DEFI platforms with flash loan features embedded.
I just think the opposite or I can not say that something that you think is impossible is the truth. we won't know how the finance in this crypto market will last for a long time. what we know is the current condition, when DeFi in fact has improved the state of the crypto market. the power is shown in the future we will not know. it could be that everything you think is a dream can happen.